Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from a Encinitas, Carlsbad and Shadowridge, California NUMBER1EXPERT(S) Top Selling real estate agent(s). Contact Stan Chambers today! Find Encinitas, Carlsbad and Shadowridge Homes - Find Encinitas, Carlsbad and Shadowridge, California real estate listings & homes for sale provided by Stan Chambers, your local expert real estate agent(s). For Home Buyers - Get home buying information, the latest listings, mortgage information, expert advice, and much more from Stan Chambers, a Encinitas, Carlsbad and Shadowridge, California NUMBER1EXPERT(S) Top Selling real estate agent(s). For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Stan Chambers, Encinitas, Carlsbad and Shadowridge, California NUMBER1EXPERT(S) Top Selling real estate agent(s). Encinitas, Carlsbad and Shadowridge Information - Find local information on Encinitas, Carlsbad and Shadowridge, California including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Stan Chambers, NUMBER1EXPERT(S) Top Selling real estate agent(s). Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Stan Chambers, Encinitas, Carlsbad and Shadowridge, California NUMBER1EXPERT(S) Top Selling real estate agent(s). About Stan Chambers - Information about Stan Chambers including testimonials, guarantees, credentials, and contact information. Learn about NUMBER1EXPERT(S) Top Selling real estate agent(s) like Stan Chambers in the Encinitas, Carlsbad and Shadowridge, California area. 
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Financing Your Home >Financial Help
Escalating home prices often cause many first-time buyers to seek help from their families for the down payment on a new home. If your parents are providing financial assistance for the purchase of a home, it is important that you have very clear agreements with them about the conditions under which their help will be provided.
Sit down with your parents to discuss the details of the arrangement. Is the money they are providing a gift or a loan? If it is a gift, be sure to check with your tax expert to minimize the tax implications. If your parents are loaning the money for the down payment, how will it be paid back? Will there be joint ownership with an equity-sharing agreement? Will your parents be named on the ownership papers with you? Are special documents needed?
Whatever form it takes, parents who help their children buy a home give them an incredible gift!
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What famous person said this? "Real Estate is the best investment in the world because it is the only thing they're not making anymore!"
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Will Rogers, who began his career as a rope-throwing cowboy and later became a famous stage and film star. |
 See More Real Estate Trivia > |
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Stan Chambers
Sea Coast Exclusive Properties
900 South Coast Hwy
Encinitas CA. 92024
DRE License # 01356002
Direct: 760-505-8008
Fax: 866-449-2505
Email: Stan@StanChambers.com
My name is Stan Chambers and I have been a highly successful real estate
professional in the Encinitas, Carlsbad, Escondido, Shadowridge, Vista, and Oceanside markets. My personal goal is to simplify the process of buying and selling real
estate, and to satisfy everyone's needs to the best of my ability. My
extensive experience and proven track record are factors you can count
on when working with me. I use the latest technology to understand the
current market and to make the connections necessary for our success.
Please enjoy my website. It is just one of the many successful tools I
use to assist my clients in marketing their real estate.   
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