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"Stan's enthusiasm and sheer hard work resulted in my family's move to an outstanding new home that represents a dream come true."
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For Home Buyers:
Why Buyers Choose Stan Chambers - Why homebuyers looking for a real estate agent in the Encinitas, Carlsbad and Del Mar area choose Stan Chambers. Latest Listings - Get Stan Chambers' latest Encinitas, Carlsbad and Del Mar listings of homes for sale first! Find Your Perfect Home - Stan Chambers will search for your ideal home and email you the newest Encinitas, Carlsbad and Del Mar MLS listings of properties in San Diego County CA. First Time Homebuyers - Are you a first time homebuyer in Encinitas, Carlsbad and Del Mar, CA? Choose a top real estate agent. Stan Chambers can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Encinitas, Carlsbad and Del Mar house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Encinitas, Carlsbad and Del Mar Homes, For Home Buyers, For Home Sellers, Encinitas, Carlsbad and Del Mar Information, Real Estate Resources, and About Stan Chambers. 
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Closing or Settlement >Estimated Closing Costs
There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.
These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!
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| Q |
What is the most unusual maintenance project done once each year in the United States?
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| A |
The Niagara Falls is shut down for maintenance every year in the fall by diverting the flow of water for 24 hours using a massive series of pipes constructed in 1837.
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Stan Chambers
Sea Coast Exclusive Properties
900 South Coast Hwy
Encinitas CA. 92024
CA DRE License # 01356002
Direct: 760-505-8008
Fax: 866-449-2505
Email: Stan@StanChambers.com
My name is Stan Chambers and I have been a highly successful real estate
professional in the Encinitas, Carlsbad, and Del Mar markets. My personal goal is to simplify the process of buying and selling real
estate, and to satisfy everyone's needs to the best of my ability. My
extensive experience and proven track record are factors you can count
on when working with me. I use the latest technology to understand the
current market and to make the connections necessary for our success.
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use to assist my clients in marketing their real estate.    
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