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All agents are NOT alike! Your Needs Come First! Call an Expert: 760-505-8008. DRE License # 01356002
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Request My Free Relocation Package!
Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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"The Property was Sold Before the For Sale Sign.."
"This time the property was sold prior to the For Sale sign ever Hitting the Ground & We Closed 3 Weeks Later! Stan is a Remarkable Realtor and..."
2234 Hilton Head Glen, Escondido, CA 92026
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 Compare three mortgages
at one time. Download TripleCalc now. It's free. |
Stan Chambers is one of The Top Selling Real Estate Experts™
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"Couldn't Have Asked for Better"
"Please accept my sincere appreciation for all your hard work on the sale of my property and escrow from hell. I couldn't have asked for a better, more organized, can-do agent without whom I seriously doubt the property would have completed escrow. I admire your capability to keep a cool, collective, and creative head in the midst of VERY trying times for all involved. Once again, thank you for assistance well above and beyond the call of duty."
Sincerely, Susan Williams, Vista, CA
You have a story to tell about me. You've worked with me, and I've helped you buy or sell a home. I need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell me how I did... 
Financing Your Home >Your Mortgage
Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.
More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!
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| Q |
Where are the highest median price homes in the United States currently located?
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| A |
According to the NAR, the highest median price in the second quarter of 2005 was $726,900 for homes in California's San Francisco Bay area. |
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Stan Chambers
Sea Coast Exclusive Properties
900 South Coast Hwy
Encinitas CA. 92024
DRE License # 01356002
Direct: 760-505-8008
Fax: 866-449-2505
Email: Stan@StanChambers.com
My name is Stan Chambers and I have been a highly successful real estate
professional in the Encinitas, Carlsbad, Escondido, Shadowridge, Vista, and Oceanside markets. My personal goal is to simplify the process of buying and selling real
estate, and to satisfy everyone's needs to the best of my ability. My
extensive experience and proven track record are factors you can count
on when working with me. I use the latest technology to understand the
current market and to make the connections necessary for our success.
Please enjoy my website. It is just one of the many successful tools I
use to assist my clients in marketing their real estate.   
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