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All agents are NOT alike! Your Needs Come First! Call an Expert: 760-505-8008. DRE License # 01356002
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Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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"I learned how a Good Realtor really pays off"
"Stan was able to re-negotiate our offer so the repairs would be built into the loan...amazing"
- John & Patsy, Oceanside CA
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at one time. Download TripleCalc now. It's free. |
Stan Chambers is one of The Top Selling Real Estate Experts™
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"In 6 Weeks I was in My Dream Home"
"Two years ago, Stan was selling a home I was most interested in purchasing, however I had property to sell before I could consider that. It took Stan only 21 days to sell my current home and within 6 Weeks I was in my Dream Home. All thanks to Stan's ability to properly price and market the property he represents. I most highly recommend Stan for all of your realty needs. Feel free to contact me for a rave review." Sincerely,
Bette Brothers
1308 Summer Court, Vista, CA 92084
You have a story to tell about me. You've worked with me, and I've helped you buy or sell a home. I need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell me how I did... 
Financing Your Home >Home Free
Conventional wisdom says, "Don't pay off your mortgage early." Are you foolish to consider an early payoff? Absolutely not! By adding just $50 to $100 to your mortgage payment every month, you can save thousands of dollars in interest, pay off your loan quicker, and eliminate a major monthly expense.
The argument usually given against paying off a mortgage early is that you can make investments with your extra cash, such as mutual funds, stocks or bonds, which pay higher returns. This approach enables you to take the mortgage interest deduction and have easy access to your money, in case you need it. These are all definite pluses, but are not guaranteed savings results.
Any extra income which an investment might generate above your home equity appreciation can be offset by a bad year in the investment market. Investment earnings can virtually eliminate the income tax advantage of your mortgage interest deduction, since stocks and bonds are likely to generate a fair amount of dividends, interest income and capital gains.
It isn't as simple as conventional wisdom--consult a financial expert.
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| Q |
What structure is regarded as the best surviving example of Pennsylvania Dutch architecture?
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| A |
The Georg Muller House in Milbach, PA, built in 1752. |
 See More Real Estate Trivia > |
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Stan Chambers
Sea Coast Exclusive Properties
900 South Coast Hwy
Encinitas CA. 92024
DRE License # 01356002
Direct: 760-505-8008
Fax: 866-449-2505
Email: Stan@StanChambers.com
My name is Stan Chambers and I have been a highly successful real estate
professional in the Encinitas, Carlsbad, Escondido, Shadowridge, Vista, and Oceanside markets. My personal goal is to simplify the process of buying and selling real
estate, and to satisfy everyone's needs to the best of my ability. My
extensive experience and proven track record are factors you can count
on when working with me. I use the latest technology to understand the
current market and to make the connections necessary for our success.
Please enjoy my website. It is just one of the many successful tools I
use to assist my clients in marketing their real estate.   
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